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What Does The Closing Process Involve When I Sell?
http://fwd4.wistia.com/medias/s9ebcbxcw1?embedType=iframe&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to get...
What Steps Need To Be Taken To Secure A Loan?
http://fwd4.wistia.com/medias/5x2f4pp6vj?embedType=iframe&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need the...
What Are Discount Points?
http://fwd4.wistia.com/medias/xslsqwl3db?embedType=iframe&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point...
What Is An Escrow Account? Do I Need One?
http://fwd4.wistia.com/medias/c28we0dcul?embedType=iframe&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges...
What Is Loan To Value (LTV) And How Does It Affect The Size Of My Loan?
http://fwd4.wistia.com/medias/o7ahq80nzf?embedType=iframe&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home...
What Is A Mortgage?
http://fwd4.wistia.com/medias/bwdl7k6d08?embedType=iframe&videoFoam=true&videoWidth=640 The original phrase “mort gage” translates as “death pledge”! But as this video explains, a mortgage is a loan obtained to purchase real estate. The "mortgage" itself is a...
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