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http://fwd4.wistia.com/medias/o7ahq80nzf?embedType=iframe&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember, the loan to value ratio is the amount of money you borrow compared with the price or appraised value of the home...

http://fwd4.wistia.com/medias/ptb0kece3x?embedType=iframe&videoFoam=true&videoWidth=640 This video tells you about the most common types: Fixed Rate, ARM, Balloon and 2-Step. First, Fixed Rate Mortgages: Payments remain the same for the life of the loan...

http://fwd4.wistia.com/medias/kszk0mj0n4?embedType=iframe&videoFoam=true&videoWidth=640 For both, as we show you in this video, compared with other options,  with fixed rates, housing costs won’t be affected by interest rate changes and inflation. With A...

http://fwd4.wistia.com/medias/7vkaa1ku8q?embedType=iframe&videoFoam=true&videoWidth=640 Usually, Yes. Like the guy in the video says, by sending in extra money each month or making an extra payment at the end of the year you can accelerate the process of...

http://fwd4.wistia.com/medias/5gy7cm9pdv?embedType=iframe&videoFoam=true&videoWidth=640 There are mortgage options now available that only require a down payment of 5% or less of the purchase price. You’ll see some pictures in this video to help you remember...

http://fwd4.wistia.com/medias/a3spxw56ip?embedType=iframe&videoFoam=true&videoWidth=640 The monthly mortgage payment mainly pays off principal and interest. But most lenders also include local real estate taxes homeowner's insurance, and mortgage insurance, if...

http://fwd4.wistia.com/medias/mx1t1rstct?embedType=iframe&videoFoam=true&videoWidth=640 Well, as this story shows, the amount of the down payment the size of the mortgage loan, the interest rate the length of the repayment term and payment schedule will all...

http://fwd4.wistia.com/medias/fg4bx975gl?embedType=iframe&videoFoam=true&videoWidth=640 As you’ll see in the video, a lower interest rate allows you to borrow more money than a high rate with the some monthly payment. Interest rates can fluctuate as you shop...