Blog
How Are Pre-Qualifying And Pre-Approval Different?
http://fwd4.wistia.com/medias/rngw4hy8gy?embedType=iframe&videoFoam=true&videoWidth=640 Watch this video and it’ll make sense. Pre-qualification is an informal way to see how much you maybe able to borrow. You can be 'pre-qualified' over the phone with no...
How Can I Find Out Information About My Credit History?
http://fwd4.wistia.com/medias/cwtt9799m0?embedType=iframe&videoFoam=true&videoWidth=640 Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian - www.experian.com 1-888-397-3742...
What Is A Credit Bureau Score And How Do Lenders Use Them?
http://fwd4.wistia.com/medias/s0vpjj4wna?embedType=iframe&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable to...
What Is The Best Way To Compare Loan Terms Between Lenders?
http://fwd4.wistia.com/medias/njws11l9fx?embedType=iframe&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic...
What Is A Good Faith Estimate And How Does It Help Me?
http://fwd4.wistia.com/medias/xoq9hnwy7b?embedType=iframe&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but a good faith estimate lists all fees paid before closing all closing costs, and any escrow costs you...
What Do I Get At Closing?
http://fwd4.wistia.com/medias/5cvbduwx95?embedType=iframe&videoFoam=true&videoWidth=640 As we show you in this video: The Settlement Statement, HUD-1 Form, which itemizes services provided and the fees charged; it is filled out by the closing agent and must be...
What Is PMI?
http://fwd4.wistia.com/medias/9jafckvmoa?embedType=iframe&videoFoam=true&videoWidth=640 This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer...
What Are 203(B) And 203(K) Loans?
http://fwd4.wistia.com/medias/6hgebxknbi?embedType=iframe&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but 203(b) is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines limited lender's...
How Do I Make A Home Ready To Sell?
http://fwd4.wistia.com/medias/idrdpyqtgx?embedType=iframe&videoFoam=true&videoWidth=640 As we show you in this video, start several months before the property is made available. Look through the eyes of a buyer What needs to be cleaned? Repainted? Repaired? Or...
How Do I Set The Price On My House?
http://fwd4.wistia.com/medias/g5ilkmeoc7?embedType=iframe&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: your aim is to get the best price AND terms in your market during the period you’re selling. Market conditions...