{"id":4841,"date":"2022-10-26T15:53:54","date_gmt":"2022-10-26T15:53:54","guid":{"rendered":"https:\/\/cloud03.titletapsites.com\/testblog\/?p=4841"},"modified":"2023-04-10T20:52:32","modified_gmt":"2023-04-10T20:52:32","slug":"deed-in-lieu-of-foreclosure","status":"publish","type":"post","link":"https:\/\/cloud03.titletapsites.com\/lawsite-a\/2022\/10\/26\/deed-in-lieu-of-foreclosure\/","title":{"rendered":"Deed in Lieu of Foreclosure"},"content":{"rendered":"<p>The <a href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-is-a-deed-in-lieu-of-foreclosure-en-291\/\" target=\"_blank\" rel=\"noopener\">Consumer Financial Protection Bureau <\/a>mentions <a href=\".\/options-avoid-foreclosure\/\">another option for avoiding foreclosure<\/a>. In a deed-in-lieu of foreclosure the homeowner and mortgage lender mutually agree to exchange the deed to the home to the lender, who then drops foreclosure proceedings. By voluntarily turning over ownership of the home to the lender, the homeowner avoids the stress, cost, and greater credit damage of the foreclosure process.<\/p>\n<p>The lender may also participate in a \u201ccash for keys\u201d program in which the lender will pay the homeowner&#8217;s relocation costs. This allows the lender to quickly take possession of the property and prep it for liquidation. In addition, consumers are advised to secure a complete waiver of deficiency to ensure they have been released from liability of any gap between the total loan and the amount of money the lender receives in the sale of the home<\/p>\n<p><strong><a href=\".\/real-estate-attorney\/\">Browse more real estate law articles<\/a><\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Consumer Financial Protection Bureau mentions another option for avoiding foreclosure. In a deed-in-lieu of foreclosure the homeowner and mortgage lender mutually agree to exchange the deed to the home to the lender, who then drops foreclosure proceedings. By voluntarily turning over ownership of the home to the lender, the homeowner avoids the stress, cost,&hellip;<\/p>\n","protected":false},"author":11,"featured_media":4918,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[43,45],"tags":[51,46,52],"class_list":["post-4841","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog","category-real-estate-law-old","tag-foreclosure","tag-real-estate-law","tag-types-of-foreclosure"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Deed in Lieu of Foreclosure - Example Law Firm<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cloud03.titletapsites.com\/lawsite-a\/2022\/10\/26\/deed-in-lieu-of-foreclosure\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Deed in Lieu of Foreclosure - Example Law Firm\" \/>\n<meta property=\"og:description\" content=\"The Consumer Financial Protection Bureau mentions another option for avoiding foreclosure. 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