Understanding your Closing Disclosure (CD) when purchasing a home, and how it differs from an ALTA Settlement Statement

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

A closing disclosure statement is a document that outlines all of the financial details of your home purchase. What is included in a closing disclosure statement? This document is extremely important, as it lists all the charges that you will be responsible for. It’s...

In which states are title insurance rates “not filed” and what does it mean?

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

To many home buyers, title insurance rates are a “black box” in that most don’t fully understand how title insurance rates are set. In this post, we’ll try to shed some light on how title insurance rates are calculated, and how it differs between states. Three primary...

What is a filed rate in title insurance and which states have filed rates?

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

To many home buyers, title insurance rates are a “black box” in that most don’t fully understand how title insurance rates are set. In this post, we’ll try to shed some light on how title insurance rates are calculated, and how it differs between states. Three primary...

What is a promulgated rate in title insurance and what states have promulgated rates?

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

To many home buyers, title insurance rates are a “black box” in that most don’t fully understand how title insurance rates are set. In this post, we’ll try to shed some light on how title insurance rates are calculated, and how it differs between states. Three primary...

What is title insurance and what does it protect you from?

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

To many home buyers and sellers alike, the land title insurance business is sort of a “black box” where most don’t understand how it works and why title insurance is important. In this post, we’ll attempt to shed some light on the amount of work that goes into making...

Who can handle a real estate closing in your state?

by irina | Sep 14, 2022 | Settlement Services, Title & Escrow, Title Insurance

Every state has different regulations regarding who can handle real estate closings and the roles and cost to do so. The rates and practices can even differ between cities and counties. In this post we’ll list who can handle closings in each state. Who can close a...