Frequently Asked Questions About Social Security Disability

Eligibility for SSDI benefits depends on two main factors: your work history and your medical condition.

Work History: You must have a sufficient work history and have recently paid Social Security taxes. The specific requirements vary based on your age when you became disabled.

Medical Condition: Your disability must be considered “severe” by the SSA, meaning it significantly limits your ability to work. The SSA maintains a listing of impairments that automatically qualify, but even if your condition isn’t listed, you may still be eligible if it meets the severity criteria.

The SSA considers a wide range of medical conditions for SSDI benefits, including:

• Musculoskeletal disorders (arthritis, back pain)
• Mental health conditions (depression, anxiety, PTSD)
• Cancer
• Heart disease
• Respiratory conditions
• Neurological disorders

This is not an exhaustive list, and any severe medical condition that limits your ability to work can potentially qualify.

You can apply for SSDI benefits online at the SSA website (https://www.ssa.gov/disability), by phone, or in person at your local Social Security office. The application process involves submitting medical records and other documentation to support your claim.

We recommend gathering all necessary documents beforehand and potentially seeking legal assistance to ensure a smooth application process.

After submitting your application, the SSA will review your medical records and work history to determine your eligibility. They may also schedule a consultative examination with a doctor to assess your disability. You will receive a decision letter from the SSA informing you of the outcome.

Unfortunately, a significant portion of initial SSDI applications are denied by the SSA. However, you have the right to appeal the decision. The appeals process involves multiple stages, and seeking legal assistance from a Social Security Disability attorney can significantly improve your chances of success.

The processing time for SSDI applications can vary greatly depending on the complexity of your case and the workload at your local SSA office. Applications without complications might be decided within a few months, while complex cases involving appeals can take a year or longer.

The amount of your monthly SSDI benefit is based on your average covered earnings during your working years. Generally, the longer you worked and the higher your earnings, the higher your benefit amount will be.

Yes, under certain circumstances you can work while receiving SSDI benefits. The Social Security Administration has a program called “Trial Work Periods” that allows you to test your ability to work without jeopardizing your benefits. However, there are limitations on your earnings and how long you can participate in a trial work period. Consulting with the SSA or a benefits attorney is crucial to understand the specific rules regarding work and SSDI.

While you are not legally required to have an attorney to apply for SSDI benefits, the application and appeals process can be complex. Having legal representation can significantly improve your chances of success. A Social Security Disability attorney can guide you through the application and appeals process, gather evidence, represent you at hearings, and ensure your rights are protected throughout the process.