Navigating Social Security Survivors Insurance
Social Security survivors insurance (SBI) is a federal program that provides financial benefits to the spouses, children, and dependent parents of deceased workers. The program is funded by payroll taxes paid by employers and employees.
Who is eligible for SBI?
To be eligible for SBI, you must meet the following requirements:
- You must be the spouse, child, or dependent parent of a deceased worker who was covered by Social Security.
- You must meet certain age, relationship, and dependency requirements.
What are the benefits of SBI?
SBI provides monthly benefits to eligible survivors. The amount of your benefit is based on the deceased worker’s average lifetime earnings. The maximum benefit for 2023 is $3,345 per month.
How do I apply for SBI?
You can apply for SBI online, by phone, or in person at a Social Security office. The application process can take several months, so it is important to apply as early as possible. You may also want to consider hiring an attorney to help you with your application.
What happens if my SBI application is denied?
If your SBI application is denied, you have the right to appeal the decision. You can request reconsideration from the Social Security Administration or file a hearing with an administrative law judge.
For more information about SBI, please visit the Social Security Administration’s website at https://www.ssa.gov/benefits/survivors/
This article is for general informational purposes only and is not legal advice. Contact us today to discuss your specific situation.