Title Insurance vs Property & Casualty Insurance

Title Insurance vs Property & Casualty Insurance

When purchasing a home, there are different types of insurance involved in the buying process. The terms can be confusing, and buyers may not realize that they need different policies to protect against unique situations. While securing homeowner’s insurance seems a...
What is an example of a title insurance claim?

What is an example of a title insurance claim?

You may be aware that there is such a thing a Title Insurance. However, if you have never purchased property you may not know what it covers. Even during the process of purchasing a home, buyers may decline an Owner’s Tittle Insurance property because they think it’s...
Loan Commitment Letter vs Pre-Approval Letter

Loan Commitment Letter vs Pre-Approval Letter

In competitive buyer’s markets where houses for sale are few and far between and homes for sale typically receive multiple offers, buyer’s need to position their offers with as much strength as possible. This may include offering fast closing dates, making offers...
What is a Loan Payoff Letter?

What is a Loan Payoff Letter?

Have you ever sent a loan payment intending to pay off your credit card balance in full only to get a notice the next month saying that there is still a balance due? This typically happens because your monthly statement does not reflect interest that is accruing from...
How School Zones Affect Home Buying

How School Zones Affect Home Buying

When reading home listings online, you often see mention of school zones and access to quality schools. In general, parents want to live in neighborhoods that allow their children to attend the best schools. However, schools zone impact far more buyer decisions than...