Why go to same title agent when refinancing?

Why go to same title agent when refinancing?

Loan refinances are often touted as a simple and low-cost way to access the equity in your home or to lower payments or interest rates. Refinancing your home can be advantageous to your budget and long-term financial help. While not as complex as the initial purchase...
Is title insurance transferable?

Is title insurance transferable?

To properly answer this question it is necessary to first clarify between two distinct types of title insurance: Lender’s Title Insurance and Owner’s Title Insurance. A lender’s policy is required by most banks and mortgage companies to protect their interest in...
What Do I Bring To a Closing?

What Do I Bring To a Closing?

Closing day. Whether you’re the buyer or seller, it’s a big day! You are either becoming the owner of a property, or you are surrendering ownership in return (ideally) for financial gain. Perhaps your transaction went smoothly, or perhaps there were bumps in the road,...
Title Insurance vs Property & Casualty Insurance

Title Insurance vs Property & Casualty Insurance

When purchasing a home, there are different types of insurance involved in the buying process. The terms can be confusing, and buyers may not realize that they need different policies to protect against unique situations. While securing homeowner’s insurance seems a...
What Are The Top Questions To Ask A Mortgage Lender?

What Are The Top Questions To Ask A Mortgage Lender?

Purchasing a home, whether it’s your first home or your tenth, always involves important decisions at the beginning of the home buying process such as qualifying for a mortgage loan. Selecting the right lender can have a significant impact on your home buying process....