Understanding Factors Influencing Workers’ Comp Claim
The amount of workers’ compensation benefits you can expect to receive depends on several factors, including:
- The type of injury or illness you sustained
- The severity of your injury or illness
- Your average weekly wage at the time of your injury or illness
- Whether you are able to return to work
In general, you can expect to receive two-thirds of your average weekly wage if you are unable to work due to your work-related injury or illness. This benefit is known as temporary total disability (TTD). If you can return to work but your earnings are reduced due to injury or illness, you may be eligible for temporary partial disability (TPD) benefits. TPD benefits are based on the difference between your average weekly wage at the time of your injury or illness and your current earnings.
If your injury or illness is permanent, you may be eligible for permanent total disability (PTD) benefits. PTD benefits are equal to two-thirds of your average weekly wage at the time of your injury or illness, and you will receive these benefits for the rest of your life. If your injury or illness is permanent but you can return to work in a limited capacity, you may be eligible for permanent partial disability (PPD) benefits. PPD benefits are based on the degree to which your injury or illness has impaired your earning capacity.
In addition to wage-loss benefits, you may also be eligible for medical benefits. Medical benefits will cover the cost of all medical expenses related to your work-related injury or illness. This includes the cost of doctor visits, hospital stays, surgery, and rehabilitation.
You may also be eligible for vocational rehabilitation benefits if you are unable to return to your old job due to your work-related injury or illness. Vocational rehabilitation benefits can help you find a new job or train for a new career.
The amount of workers’ compensation benefits you receive will vary depending on your specific circumstances. It is important to speak with an attorney to get an estimate of how much you can expect to receive. An attorney can also help you file your claim and negotiate a settlement with your employer’s workers’ compensation insurance carrier.
This article is for general informational purposes only and is not legal advice. Contact us today to discuss your specific situation.